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My journey to a million dollar net worth begins with me knowing where I am at this precise moment. This Millionaire Analysis is comparable to a roadmap for success that is designed to enable me to discern my monetary strengths and understand my financial ambitions.

This Millionaire Analysis asks twenty questions that help me get to the truth of who I really am. Each question must be answered wholeheartedly. The deeper I can dig into my psyche, the stronger the analytical groundwork I shall be performing in the construction of my financial foundation.

After writing the answers to these twenty questions, I shall wake earlier, energized and raring to go. This is because I will comprehend my purpose for living and I will be eager to perform the transformational actions that will be an indelible part of my new life.

1. If I could attain one monumental objective during my lifetime, with financial and time constraints not being factors, what would this one objective be?

Here I should write the one overriding aspiration that lights my motivational fires and keeps them burning brighter than anything else could ever do. This one aim must be so awe-inspiring that my passion for its attainment will remain eternally strong.

2. What are the three main obstacles preventing me from attaining this one monumental objective right now?

Here I should list the three greatest challenges to realizing this grandest of goals for my life. I must know what triad of seemingly insurmountable obstacles stand between me and my destination, ostensibly blocking the way to the fulfillment of this tremendous intention.

3. Am I crystal clear on what is my lifes ultimate purpose and, if so, what is it?

This question requires me to plan a mighty purpose for my life, a purpose in which I make a significant contribution to the world and vastly enrich my life and the lives of other people.

4. In how many ways is the life I presently lead a full expression of my lifes ultimate purpose?

This is a reality check to see what I am currently doing to manifest the abundant lifestyle of an Empowered Millionaire that I seek. In answer to this question, I need to write the multiplicity of ways that demonstrate my present actions are in alignment with my lifes most vibrant mission.

5. How many income streams do I presently have?

Empowered Millionaires focus on generating vast wealth through multiple income sources, as opposed to having a singular career or just one business that produces a solitary income. They also focus on developing residual income streams that flow 24 hours a day.

6. What is my current net worth?

My net worth is how much I own my assets (such as cash in the bank, property and land, stocks and bonds) minus how much I owe my liabilities (such as debts, loans, mortgages). If I desire to have a million dollar net worth, my assets must exceed my liabilities by at least one million dollars.

7. What is the status of my existing savings & investments?

Empowered Millionaires clearly understand why they must have solid savings and investment plans. They are focused on accumulating income-producing assets assets that generate cash flow, such as rental properties, licensing and royalties, and stocks that pay regular dividends.

8. What will be my net worth at retirement?

Wishful thinking will not get me to the destination of abundant prosperity as an Empowered Millionaire. If my aim is to have one million dollars as my net worth at my chosen retirement age, I must know precisely where I am in the five critical areas of: My current age; My intended retirement age; My present net worth; My monthly investment amount; The rate at which my assets compound.

9. What percentage of my present income do I tithe to charitable causes?

This question verifies whether I regularly give away a share of my income and substantiates what percentage that is. Tithing releases the mental shackles of poverty thinking, enabling me to manifest more of the vast financial abundance of this world.

10. If I designed my ideal lifestyle and it was perfect in every respect, what would it look like?

Here I am encouraged to use my imagination to visualize my life in its most superlative state. When picturing my highest vision, I shall vividly imagine the end result I desire as if that outcome already exists now.

11. In what ways do I regularly take time to improve my physical state of health?

This question verifies the potency of my aspiration to live a long, healthy and youthful life. It checks to see if I possess the wherewithal to attain optimum wellness for me to be able to perform the deeds necessary in attaining financial success.

12. In what ways do I regularly take time to nurture my soul and strengthen my spiritual being?

The road to financial empowerment begins in the soul with inner peace. Periods of solitude are required in which my ability to focus is heightened, as everything I focus on creates a personal success vibration that manifests what I attract into my life. Nurturing my soul enables this heightened focus.

13. What winning qualities do I possess that help to differentiate me from the crowd as a unique and well-respected professional?

People who display the winning qualities of professionalism act and perform like the champions they are. The winners in the game of life develop an environment that is inspiring to themselves and to those people who are in their circle of influence.

14. What can I do to make myself more excellent within all areas of my life?

The quality of my life is in direct proportion to my commitment to excellence. This question verifies whether I possess the wholehearted commitment required to compel myself to a higher standard of performance in every endeavor that I undertake.

15. In what ways do I presently give committed effort to my career or business?

Spectacular results transpire when committed action is taken and things are made to happen. This question validates my commitment to perform all tasks with excellence and go the extra mile to ethically attain the desired result.

16. In what ways do I regularly reach out to assist other people on their path to success?

It is said that the more I give the more I get. This means reaching out with a helping hand of assistance to help other people to live happier, healthier, more successful lives. This question validates if I am taking advantage of my opportunities to contribute to other people.

17. What is my personal description of failure and how does this compare to the Empowered Millionaires formula for failure?

Here I shall state my personal understanding of failure and compare it with that of the Empowered Millionaire, which is: A few simple errors of judgment repeated every day. These are destructive, dis-empowering habits that are highly noxious to the successful outcomes desired.

18. What simple errors of judgment am I no longer willing to repeat every day that are so detrimental to the successful outcomes I seek?

Illustrations of simple errors of judgment can include: being callous in our attitudes; smoking cigarettes; being late for work; eating foods saturated in fat; displaying an apathetic career approach.

19. What is my personal description of success and how does this compare to the Empowered Millionaires formula for success?

Here I am asked to state my own definition of success and compare it with that of the Empowered Millionaire, which is: A few basic winning disciplines performed every day. These are constructive, empowering behaviors that are performed every day.

20. What few basic winning disciplines will I now perform every day that will guide me toward the successful outcomes I seek?

Good examples of basic winning disciplines that can be performed every day leading an individual to ultimate financial empowerment include: practicing financial astuteness; yoga; meditation; reading investment literature.

James Lee Valentine (http://www.jamesleevalentine.com) is billed as an Empowering Author Extraordinaire having written more than sixty books on personal empowerment and financial mastery now published in twelve countries worldwide. He is also founder of the Empowered Millionaire institute (http://www.empoweredmillionaire.com) which is billed as The Internets Most Value-Packed & Affordable Financial Empowerment Resource Center and which will help you to be financially empowered for life!

It's good to care about how you're playing because that's what makes golf fun, but there comes a point where you care too much or you care about the wrong things. playing to impress people counts as one of those things. I would call this "ego golf".

You know you're an ego-golfer when your happiness hinges on your success on the golf course. When the good shots provide emotional highs and the bad shots make you feel depressed. A simple round of golf can be an emotional roller coaster for the serious ego-golfer. If you find that your good shots make you feel the desire to snap your clubs and throw them into the nearest pond then the diagnosis is coming out positive for ego golf. But you know you've really got it bad if you lie awake the night before a tournament worrying about your performance. (That has been me at times).

Other signs of the ego-golfer include bragging about your achievements and making excuses for your failures. And anything that involves straining to hit the ball further than your playing partners for no reason other than to see the look of awe on their face and know that you are more of a man than them. Alright, I still enjoy that one, but hell who's perfect ;).

The irony, the bitter irony, of this whole situation is that being an ego golfer makes you play worse. It's utterly self defeating. You get tense, nervous, sometimes euphoric and sometimes angry and make a lot of bad decisions. And golf really isn't much fun any more because as we all know golf has a nasty way of knocking you down one way or another.

Fortunately there is a definitive test to determine whether you are an ego golfer, which happens to be the cure as well.

Here's what you're going to do:

It is incredibly easy. You are going to play a really bad round of golf. Intentionally.

If a normal round for you is 80 then go out and take 100. If you're normal round is 90, aim for 110... go crazy and shoot 120, you get the idea. The whole point of this is to play about as well as the average baboon on ecstasy and have your playing partners believe that you are really trying.

A golfer who has no desire to impress anybody will probably find this an amusing thing to do, but overall it won't be a big deal at all. Maybe even a bit pointless.

However for an ego golfer this could be a huge epiphany. It can completely destroy the mindset of trying to impress other people. To intentionally play badly in front of others is the ego's worst nightmare, right? Topping the ball off the first tee in front of a large crowd. But soon you'll realise that nothing bad happens at all when you do this. playing badly does not hurt you. The worst that can happen to you is people will playfully joke about it with you and that's just fun. In fact, you'll probably have a great time without the pressure of needing to impress people.

The key to this process helping is to make it seem believable to other people. If they find out what you are up to the whole thing will be ruined. Your acting must be on top form. If somebody mentions how badly you are playing appear to be distressed and be all like, "Yeah, I don't know what's wrong with me." If your ego forces you to tell someone well then you'll just have to do it again!

If you're feeling conservative just do this on a practice round but it's most effective to do it in a competition and completely screw up. Get the dreaded point one on your handicap. The most bold amongst you will do it whilst playing foursomes when the need to impress is highest. NOTE: www.goodatgolf.com will not be held responsible for any bloody noses inflicted by your partner's fist after you have hit two of his brand new ProV1's out of bounds, followed by lipping out from 4 inches for birdie after he has hit the best approach shot of his life.

But seriously, try this out. If you're scared all I have to say to you is you must be an ego-golfer, otherwise you wouldn't care! That's right I have you now, mwahahaha. Meh.

Happy hacking to one and all.

Fraser Hasell is the owner of www.goodatgolf.com.

We know and understand that compost is "Backyard Magic" because compost helps restructure the soil, it reconditions the soil, it helps the soil hold onto its water protecting it from drought and erosion, and most importantly it puts nutrients back into the soil thus putting nutrients back into our food to help us stay healthy. There is just nothing comparable to the taste and value of food grown in organically healthy soil. By now you may be asking yourself this question: "So how does a compost pile work?"

To help you understand, I will give you a general explanation of how a compost pile works.

When leaves drop from a tree, they decay into soft black humus over time, without any help from people. When an animal dies, its remains slowly return to the earth. Anything that once lived will eventually decompose.

Composting is based on this natural process and begins with the thousands of micro-organisms which live naturally in soil. They feed on a moist heap of organic waste materials (food), generating considerable heat in the process. Other groups of decomposer organisms go to work as the temperature rises, an ever-changing workforce of bacteria, fungi, and insects.

When the temperature drops, turning or stirring the pile gives the decomposers more oxygen and the heat builds again, helping to kill harmful bacteria. When all the easily decomposed material has been consumed, the temperature drops for the last time and earthworms and ants may move in, signalling that the compost is ready to feed new plants with its recycled nutrients.

Finished compost has the distinctive fresh smell of newly-turned soil or a forest floor in spring, and it wont heat up again no matter how often you turn air into the pile. The ideal result of the composting process is crumbly, dark, soil-like humus where none of the original material can be identified. The nutrients stored in compost depend on the richness and variety of its ingredients and on its exposure to harsh weather. However, experienced gardeners know there is no such thing as bad compost!

Bio: A gardener for years, Marcelle has learned the value of composting and using it to put nutrients back into the soil. You can download her FREE 12-page Composting MiniHandbook at her blog: http://www.OrganicGardeningClub.com